Is your health coverage

confusing & expensive?

We understand. We focus on plans designed specifically for entrepreneurs, small business owners and 1099 workers - don’t settle for low-quality healthcare.


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Finally, healthcare that rewards you for living a healthy lifestyle.


Traditional health insurance isn’t designed for healthy people. We save our clients an average of $8,000 a year. How do we do this? We design plans for people who’ve lived a healthy life. Our plan prices reward people who are:


Without pre-existing conditions.

Cost less for those who don't smoke.

Our most cost-effective plans cater to those under 65.

The Clearwater difference

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Average annual family savings

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Doctors and specialists in-network

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5-star Google reviews

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Affordable healthcare, giving you access to the doctors you want.

High-quality healthcare that fits your budget and needs.

Open enrollment – get started with a plan that suits you, any time.

Available to anyone who is self-employed or a 1099 worker.

How it works

Our Benefit List

Created for self-employed professionals, our proven solutions combine the most valuable benefits with the largest network – at the most affordable price:

Save on fixed medical expenses

Improve your network and benefits

Reduce financial risk around accidents or illnesses

Find a plan that provides for your unique situation

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Why Clearwater?


CARE COORDINATION SERVICE

Our team will work to help you find lower cost, high-quality providers for labs, imaging, and major procedures.

Expanded PPO Network

Plans are part of nationwide PPO networks, so you can have broad access to providers.

Save money, each and every month

With a variety of healthcare solutions, we provide you with high-quality healthcare at an affordable rate

$0 Telemedicine

Get healthcare from the comfort of your own home 24/7 with $0 telemedicine visits

Low-cost prescriptions

Our plans offer competitive prescription pricing, patient prescription programs to help with specialty medications, and some plans even have $0 generics

Low Out-of-POCKET COSTS

Let’s face it, we all hope to never use our healthcare plan. If you do, we fight to keep our deductibles low as well as the maximum you’ll pay out of pocket each year low.

Hear it from some of our members!

They listened to my needs and assisted me in choosing the best plan for me and my family! My insurance was active in 48 hours, and I’m excited about the pricing!

Maureen Wilkerson

1099 Realtor

We couldn’t have asked for a better experience. We believe the value and the very specific-to-us plan is perfect for what we need and fits in our budget nicely.

Brandon Wilson

Entrepreneur, self-employed

I’m already saving $$$, plus the health benefits are much better, PLUS a lower deductible! This is truly one of the best decisions I’ve made.

Jesse González

Licensed Realtor

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